Insurance Plans
Every Coverage Type, One Trusted Agency
Browse the plan categories we work with, then talk to a licensed advisor to compare carriers side-by-side for your situation.
What you actually get
No exclusions. No surprise bills.
Both Medicaid and ACA cost-sharing plans cover the 10 essential health benefits required by federal law — including mental health and maternity care.
$0
your cost
Primary care visits
Annual exams, sick visits, screenings
$0 – $4
your cost
Prescription drugs
Most generics fully covered
$0 – $75
your cost
Emergency room
Capped, sometimes fully waived
$0
your cost
Hospital stays
On Medicaid — no deductible
$0
your cost
Vision (kids + most adults)
Exam + frames each year
$0
your cost
Dental basics
Cleanings, fillings, emergencies
Costs shown reflect typical Medicaid Expansion plans. ACA CSR Silver plans have slightly higher but still very low cost-sharing.
Programs at a glance
Three programs, one application.
You don't have to pick — we submit one form and the system routes you to whichever program saves you the most money.
Medicaid Expansion
Under $20,120/yr (single)
$0/month
- ✓Doctor visits
- ✓Hospital stays
- ✓Prescriptions
- ✓Mental health
- ✓Maternity care
Most asked about
CHIP — Kids Coverage
Under ~$50,000/yr (family of 4)
$0 – $50/month
- ✓Pediatrician
- ✓Dental cleanings
- ✓Vision exams
- ✓ER + hospital
- ✓Immunizations
ACA Silver + CSR
$20,120 – $36,450/yr (single)
$0 – $30/month after subsidy
- ✓Lower deductibles ($0–$500)
- ✓Out-of-pocket cap $3,000
- ✓Brand-name drugs
- ✓Specialist visits
- ✓Choose any in-network doctor