The Process
From Quote to Coverage in Four Simple Steps
No call-center runaround. A licensed advisor walks you through the carriers, plans, and trade-offs that fit your household or team.
Two paths to free or low-cost coverage
Most low-income adults qualify for one of two programs.
We figure out which one fits your household in under 3 minutes — then walk you through enrollment with a real human if you want.
Path A
Free Medicaid Expansion
Income below 138% FPL
• Single: under $20,120/yr
• Family of 4: under $41,400/yr
- ✓$0/month premium
- ✓$0 or $4 prescriptions
- ✓Full doctor + ER + hospital
- ✓Dental, vision in most states
Path B
ACA Cost-Sharing Reductions
Income 138% – 250% FPL
• Single: $20,120 – $36,450/yr
• Family of 4: $41,400 – $75,000/yr
- ✓Plans as low as $0/mo after subsidy
- ✓Deductibles reduced to $0 – $500
- ✓Out-of-pocket cap as low as $3,000
- ✓Same Silver plans, lower bills
Open Enrollment & Special Enrollment help available now · Bilingual counselors standing by
Ready when you are
Start in under 2 minutes.
Share a few details, get a same-day call from a licensed advisor in your state, and pick the plan that actually fits. No SSN required, no obligation.